Social Security 101

For many Americans, Social Security makes up a significant piece of their retirement. The value of a stream of monthly payments over the course of a married couple’s retirement is oftentimes well over $1 Million!  Because of this, it is critical to have a plan and to have a strategy before you ever decide to turn on your Social Security benefits. That is what this workshop is dedicated to… helping you to formulate a plan and a strategy.

Below are the topics that will be covered:

  • When can I and when should I start receiving my benefits?
  • Upcoming changes to Social Security… will it even be here for my whole retirement?
  • How are my benefits calculated?
  • How are my Social Security benefits taxed?
  • How to reduce taxes on my Social Security.
  • Can I work and still receive benefits?
  • When is my Full Retirement Age and what does that even mean?
  • When can my spouse collect spousal benefits?
  • How is Social Security coordinated with Medicare and Disability?
  • When can I receive benefits as a divorced spouse?
  • When can I receive benefits as a widow or widower?
  • What if I make a mistake?
  • What will reduce my Social Security benefits?
  • How to choose between taking my benefits early vs delaying?
  • Social Security benefits vs inflation.

Register today and sleep easy knowing you have a plan!

Event Details:

  • Course Name:
  • Social Security 101
  • Date and Time:
  • Tues: March 4th, 6:00pm
    Tues: March 11th, 6:00pm
  • Registration Phone:
  • (888) 608-7440
  • Location:
  • Frisco Public Library
    Community Room A/B 8000 Dallas Parkway Frisco, TX 75034
  • Cost:
  • Free

Instructor:
John Congdon
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John Congdon

John Congdon is an Investment Advisor Representative and fiduciary who specializes in retirement and financial planning. He is an advisor at Peak American Financial Group in Plano, TX, where he has been helping individuals and families secure their financial futures since 2016. Originally from Michigan, John’s passion for financial education was

sparked at a young age after witnessing his own family struggle through probate and unnecessary taxes following the passing of his grandparents. His father, a master’s-level CPA, faced significant challenges navigating the estate process—an experience that left a lasting impression and ultimately shaped John’s mission to help others avoid similar hardships.

John’s expertise spans social security, retirement income strategies, wealth preservation, and tax-efficient planning. He has traveled across the country, working with thousands of people to develop personalized financial strategies that align with their long-term goals. His approach emphasizes proactive planning, ensuring clients make informed decisions that protect their assets and provide financial security for their families.

With a strong focus on education, John works to bridge the gap between financial literacy and real-world application. Many individuals and families are unaware of the strategies available to maximize their retirement income, reduce tax burdens, and safeguard their wealth. By providing clear, actionable guidance, he helps clients take control of their financial futures with confidence.

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