Social Security 101

For many Americans, Social Security makes up a significant piece of their retirement. The value of a stream of monthly payments over the course of a married couple’s retirement is oftentimes well over $1 Million!  Because of this, it is critical to have a plan and to have a strategy before you ever decide to turn on your Social Security benefits. That is what this workshop is dedicated to… helping you to formulate a plan and a strategy.

Below are the topics that will be covered:

  • When can I and when should I start receiving my benefits?
  • Upcoming changes to Social Security… will it even be here for my whole retirement?
  • How are my benefits calculated?
  • How are my Social Security benefits taxed?
  • How to reduce taxes on my Social Security.
  • Can I work and still receive benefits?
  • When is my Full Retirement Age and what does that even mean?
  • When can my spouse collect spousal benefits?
  • How is Social Security coordinated with Medicare and Disability?
  • When can I receive benefits as a divorced spouse?
  • When can I receive benefits as a widow or widower?
  • What if I make a mistake?
  • What will reduce my Social Security benefits?
  • How to choose between taking my benefits early vs delaying?
  • Social Security benefits vs inflation.

Register today and sleep easy knowing you have a plan!

Event Details:

  • Course Name:
  • Social Security 101
  • Date and Time:
  • Thurs: March 20th, 6:30pm - 8:00pm
    Sat: March 22nd, 10:30am - 12:00pm
  • Registration Phone:
  • (833) 381-7580
  • Location:
  • Highlands Ranch Library
    9292 South Ridgeline Boulevard Highlands Ranch, CO 80129
  • Cost:
  • Free

Matt Johnson, CPAInstructor:
Matt Johnson
View Instructor's Page

Matt Johnson

Matt Johnson, CPA

Matt Johnson is a Certified Public Accountant (CPA) who specializes in retirement planning. He is the founder of Roots First Financial. Matt is a graduate of Brigham Young University where he received his bachelor’s and master’s degrees in accounting. He began his career in Big 4 public accounting with Ernst & Young where he remained for 5 years. Matt then shifted focus to financial services with a specific emphasis on tax planning and social security in retirement.

“I noticed there was a gigantic gap in retirement planning. If there’s ever a question about taxes, most financial advisors refer a client to their respective CPA. The paradox, however, is that most CPAs are so busy getting tax returns done in the spring, that they only focus on how to lower clients’ taxes in the current year. It is rare that a CPA will sit down with a client and plan how to lower their taxes over the long run. That’s where I come in.”

“The reason I enjoy teaching Social Security classes is because it’s an enormously complex system for which it’s very difficult to get accurate information. I’ve had numerous people come to my seminar that had been told conflicting information by the Social Security Office. One lady was even able to go collect a lump-sum check for 6 months of back pay and began a strategy that would pay her $90,000 over the next 3 years that prior to my class, she was unaware existed.”

In addition to his CPA, Matt holds insurance and securities licenses and is a National Social Security Advisor. Outside of the office, Matt enjoys spending time with his wife and 3 kids, getting outside and playing hockey (poorly).

Register For Event