John Congdon is an Investment Advisor Representative and fiduciary who specializes in retirement and financial planning. He is an advisor at Peak American Financial Group in Plano, TX, where he has been helping individuals and families secure their financial futures since 2016. Originally from Michigan, John’s passion for financial education was
sparked at a young age after witnessing his own family struggle through probate and unnecessary taxes following the passing of his grandparents. His father, a master’s-level CPA, faced significant challenges navigating the estate process—an experience that left a lasting impression and ultimately shaped John’s mission to help others avoid similar hardships.
John’s expertise spans social security, retirement income strategies, wealth preservation, and tax-efficient planning. He has traveled across the country, working with thousands of people to develop personalized financial strategies that align with their long-term goals. His approach emphasizes proactive planning, ensuring clients make informed decisions that protect their assets and provide financial security for their families.
With a strong focus on education, John works to bridge the gap between financial literacy and real-world application. Many individuals and families are unaware of the strategies available to maximize their retirement income, reduce tax burdens, and safeguard their wealth. By providing clear, actionable guidance, he helps clients take control of their financial futures with confidence.
Josh Bretl is a CPA who loves working with retirees. Josh teamed up with his father in 2003 at FSR Certified Public Accountants, Ltd. to build secure financial futures for retirees and pre-retirees in the greater Chicago area. He is proud to work at a family-owned firm that specializes in tax-focused retirement strategies.