Josh Bretl is a CPA who loves working with retirees. Josh teamed up with his father in 2003 at FSR Certified Public Accountants, Ltd. to build secure financial futures for retirees and pre-retirees in the greater Chicago area. He is proud to work at a family-owned firm that specializes in tax-focused retirement strategies.
Josh is a graduate of York High School and the University of Illinois, where he met his wife, Melissa. They were married shortly after college and now have three children: twin boys, Alex and Zach, and a daughter, Maggie.
“I have learned over two decades of working with retirees is that Social Security is a very confusing topic that is very rarely understood completely. For example, the decision you make with Social Security will impact the taxes you pay on your other assets, and vice versa the decisions you make on your other assets will impact how much of your Social Security is taxed.”
“While people are working, they must decide how much and where to save their money. In retirement it’s the opposite, they must decide how much to spend and where that money is going to come from. Social Security plays a major role in that decision, and I love talking people
through that decision making process.”
Josh currently serves on the board of directors for the Community Bank of Elmhurst. He is a lifelong Cubs fan and enjoys spending time with his family. Josh is sharing his love of baseball as he coaches his boys’ baseball team. Both he and Melissa love to travel and have an affinity for finding excellent restaurants.
